Originally Posted by thebottleguy
For a few years now I've used my NatWest Visa Debit card and my NatWest credit card to deposit into moneybookers - I've never had any fees, and I've never had a transaction declined or queried by the fraud team. Payments have ranged between £10 and £1000.
Not recently, but in the past I have used NatWest debit cards to deposit with no trouble, and more recently I have withdrawn by bank transfer to NatWest with no issues.
You should only really ever have to fund Moneybookers once, put in £X as your bankroll and then only ever take out winnings as and when you need or want it. The fee as a one off wont be that much just pay it and never look back might be an idea rather than getting a whole new bank account just to upload Moneybookers?
Although a completely seperate bank account for gambling coupled with Moneybookers in a closed loop is probably a good idea if you are planning on taking up advantage play gambling quite heavily. If you are doing that look into First Direct, I cannot speak too highly of them. I dont know the ins and outs of fees but I have never noticed them being a lot, and even if they are not the cheapest you do get what you pay for!
Have a plan and stick to it
Have you been actually shown the point in T&Cs stating that?
Originally Posted by thebottleguy
I wouldn't believe them without written proof.
As for banks, you will probably need more than one as some sites although technically independent do share "back rooms". There are also sites which simply do not accept moneybookers or bonuses are for card deposits only.
BTW, you don't need another bank, you need another account (could be with the same bank).
I use A&L as main "business" account (connected with e-wallets) and Nationwide as auxilliary one - they are both "gamblers" friendly.
Exactly the way I approached it, 7 weeks ago I transfered a one off £200 into Moneybookers and accepted the small charge, I now have a float of £700 between Moneybookers and Betfair.
Originally Posted by Andy
And on that point Natwest did recently get fined a huge amount didn't they for having very poor customer service? So it is quite possible you're getting the runaround/excuses just so they don't have to sort it out.
Originally Posted by cleaner
hmm...thats a good point. I'll ring them up for the hundreth time tomorrow and see if i can get some written answers. I seriously can't face ringing them out of hours again, it is actually worse than useless.
Originally Posted by munk
Last time, instead of telling me they couldn't help me, they asked me security questions for 20 minutes to tell me they couldn't help me
Just to update you all on this, got a straight answer out of Natwest in the end. The breach in the terms and conditions comes from giving Moneybookers access to your online banking details and allowing them to make the online transfer on your behalf.
I'm not sure if there's a way you can transfer money into moneybookers via online bank transfer through my online banking account however I will look into it. Does anyone know if this is possible?
Yeah, 'course! You just do a normal transfer to them, with your moneybookers account ID in the subject/reference field. Natwest can go whistle if you do that - you can send money to whomsoever you wish!
Account holder: Moneybookers Ltd.
Bank: Lloyds TSB
Account number: 0xxxxx38
Sort / Bank Code: 3xxxx9
Account currency: GBP
Click on "Upload funds" tab once logged into moneybookers and then bank transfer.
<full details blocked out. Only sensible really>
Right yeah that makes sense, I'd ruled that out for some reason from what you'd said, I thought you'd paid by debit card? Anyway yes that is an insane option at Moneybookers, wouldn't trust that direct banking transfers thing at all at Moneybookers - not so much because I don't trust MB or the 3rd party they use to process the payments but just because it's against my bank's T&Cs to reveal online banking details. If you lose any money from your bank as a result of fraud via your MB account/direct banking, you wouldn't have a leg to stand on viz getting the money back from the bank if it turned out you'd revealed your online banking username/password to a 3rd party (and you definitely wouldn't get anywhere with Moneybookers unless you could afford £xxx+ pounds in legal costs to chase it).
Personally if it was me I would change my bank login details straight away and never use that direct banking service again at Moneybookers. Just use a regular bank transfer to pay the money from your bank into MB (ie login to your bank, set up a payment, transfer the money, wait 3-5 days etc... it's not like you're going to be doing it every day so 5 days is no big hardship).
Also see here:
Also consider getting a Moneybookers security token as well:
My current account is with Lloyds TSB and I've used the online transfer method into Moneybookers.
Note after entering your online banking credentials there is a further security step, you receive an automated phone call from your bank with a pin number, which you then need to enter in Moneybookers to complete the transfer.
Tags for this Thread